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Retirement Calculator

Retirement planning Tool

“You are never too old to set a new goal or dream a new dream.” – C.S. Lewis

Using this retirement calculator you are able to change the figures to find out where you are, where you are going and what you need to do in order to reach your financial goals.

Change the figures in the calculator and press “calc” to get the answers to your questions. This calculator will provide you with the information you need to plan your savings and to reach your goals.

View “charts” and “schedule” to get a schedule of payments that you need to make in order to meet your goals.

Caculating your retirement needs

When we retire, certain monthly expenses are going to come down quite dramatically but certtain others will increase depending on your age at retirement.

You will likely use your car less or spend less time on public transport.

You will likely spend less on quick food/coffee which you would normally buy at work.

You will likely spend less on clothing if you wore “work clothes” like a suit and tie.

What you will spend more money on, are your vacations, grand children and leisure activities.

Take a little time to imagine your retirement, play it out in your mind and then set aside the time to plan for it financially.

Retirement is wonderful if you have two essentials — much to live on and much to live for

– Unknown

Planning to be financially able to retire at Fifty requires planning

We are living Longer than ever before! Planning for nyour retirement is not a luxury, it is essential. We simply cannot rely on Government to provide for us.


How much will you need to retire?


Honest, current financial position


What are the sources of your retirement income?


What is your risk profile?


Future healthcare cost planning


Future spending analysis


Are your assets protected?


Who will manage your retirement income